Studying abroad is no longer just a dream for the privileged few. With a growing number of universities offering quality education at reasonable costs, affordable study abroad for Indian students is more possible than ever — especially for undergraduates.
If you're an Indian student or parent looking for value-for-money international education, this guide covers the best budget-friendly countries where you can pursue your bachelor’s degree without breaking the bank.
We’ll also highlight low or medium competition and high search volume keywords such as low cost countries to study abroad, study abroad for Indian undergraduates, and cheap universities for Indian students for better reach and visibility.
Why Cost Matters for Indian Students Studying Abroad
Let’s face it — studying abroad involves more than just tuition. You have to think about living expenses, visa fees, travel costs, and foreign exchange rates. For Indian undergraduates, choosing a low cost study abroad destination can make a huge difference in long-term financial planning.
Top Affordable Countries to Study Abroad for Indian Undergraduates
Germany – Almost Free Education
Germany is widely known as the go-to destination for low cost countries to study abroad for Indian students.
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Tuition Fees: Most public universities offer tuition-free programs (you only pay administrative fees).
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Cost of Living: Around ₹60,000–₹80,000/month.
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Language: Many English-taught programs in Germany are available, especially in STEM fields.
Popular Universities:
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University of Stuttgart
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Technical University of Munich (TUM)
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Free University of Berlin
Visa Tip: Requires blocked account (~€11,208/year), but scholarships like DAAD can help.
New Zealand – Quality + Affordability
New Zealand offers globally ranked universities, a peaceful lifestyle, and study abroad opportunities for Indian undergraduates without IELTS (in many cases).
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Tuition Fees: ₹8–12 lakhs/year (less than the US/UK)
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Cost of Living: Approx ₹70,000–₹1,00,000/month
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Work While Studying: 20 hrs/week allowed
Popular Universities:
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University of Otago
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Lincoln University
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Auckland Institute of Studies
Ireland – Study in English at Lower Costs
Ireland is gaining popularity due to its booming tech sector and scholarships for Indian students.
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Tuition Fees: ₹8–10 lakhs/year
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Living Costs: Around ₹70,000/month
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Post-Study Work Visa: 2 years after graduation
Top Picks:
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University of Limerick
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Maynooth University
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Technological University Dublin
France – Study in Style (and Affordability)
Don’t let France's glamorous reputation fool you — it’s also one of the best affordable destinations for Indian undergraduates.
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Public University Fees: As low as ₹2–3 lakhs/year
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Living Expenses: ₹80,000/month (even lower with student housing)
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Language: English-taught bachelor's programs are rising
Top Universities:
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Paris-Saclay University
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Sciences Po
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INSA Lyon
Bonus: Indian students under 26 get many public benefits (like reduced transport & museum entry).
Malaysia – Budget-Friendly + Diverse
Malaysia is an underrated gem when it comes to cheap universities for Indian students.
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Tuition Fees: ₹2–5 lakhs/year
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Living Costs: ₹40,000–₹60,000/month
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Global Recognition: Many universities ranked by QS
Best Universities:
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University of Malaya
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Taylor’s University
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UCSI University
Students can also access twinning programs with Australia and the UK!
How to Make Studying Abroad More Affordable:
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Apply early for scholarships for Indian undergraduates
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Choose universities that don’t require IELTS
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Opt for countries with low visa processing fees
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Use Medium of Instruction (MOI) certificates to save on English tests
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Look for part-time work opportunities
Final Thoughts
Choosing the right destination can reduce the financial burden and unlock exciting opportunities for your future. Whether you’re looking for tuition-free universities in Europe or affordable bachelor’s programs abroad, there’s a place for every budget.
Let ACHIVIA Help You Study Abroad Within Budget
At ACHIVIA, we help Indian students find:
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Affordable universities abroad
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IELTS-free options
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Scholarships and financial aid
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Visa guidance and documentation support
📞 Speak to our counsellors today and get a free study abroad budget consultation.
🌐 Visit www.achivia.in
📩 Start your journey now — don’t let budget stop your dreams.
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